[soi 2]

I really did mean to open an account this year. Especially after you ran through what steps were involved. Oh well.. always next year.

I'll probably come back with a few more questions nearer the time about pointers for transfering money bank-to-bank. It's not something I've done before. Interesting to know about the CC cash advances.

Its such a shame the Nationwide messed up their flex accounts for use abroad. That combined with the 150 Thai bank charges. Has made it essential to have a Thai bank account if you're there for any period of time these days.