I have worked for a bank it will make a difference if they place a note on the system. If you show up on a fraud que the note can be looked at and the notice worked without the need to contact you.
On saying that I have spoken to quite a few persons that had alerted the bank but, had their cards or accounts frozen.
The real answer is yes and no, another way around this would be to download Tor to your laptop and set your IP to the UK.
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Jackpot!!!
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